Smart goal planner, work out what it takes to reach a number.
Plan a target amount with SIPs, step-ups, and scheduled lumpsum investments in one flexible calculator.
Future value in 5 years
₹15.03 Lakhs₹15,02,851
₹15,02,851
- Invested
- ₹11.33 Lakhs₹11,32,612
- Est. returns
- +₹3.70 Lakhs₹3,70,239
What do you want to find?
You know your SIP and lumpsums; see where they get to.
One-time investments
Growth over time, year by year.
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Smart goal planner: reverse-calculate SIP or lumpsum schedule
Reverse-calculate SIP or lumpsum schedule
This planner supports step-up SIP and year-specific lumpsum contributions. Use it in forward mode to estimate the maturity value, or in reverse mode to estimate the SIP (or lumpsum amount) required to hit a target such as education, a home down payment, or a retirement bridge.
Reverse results are solved numerically, so you may see small rounding differences. Adjust your plan with a small buffer to stay on track.
Illustrative only. Projections use standard compound growth and assume each instalment is invested at the start of its period. Actual mutual fund returns vary with market conditions, and past performance does not guarantee future results. Mutual fund investments are subject to market risks; read all scheme related documents carefully before investing. Lumpsums are assumed to be invested at the start of the chosen year. Zomint's director, Shavir Bansal, is an AMFI-Registered Mutual Fund Distributor (ARN-321107).© 2026 Zomint Tech Pvt Ltd. All rights reserved.