Retirement calculator, plan the corpus and the income it gives you.
Estimate the corpus needed for retirement income and the savings required to build it.
Monthly SIP to start now
₹30,543₹30,543/month
₹30,543/month
- Invested
- ₹62.41 Lakhs₹62,41,321
- Est. returns
- +₹44.70 Lakhs₹44,70,058
What do you want to find?
You know the monthly income you want; find the SIP.
One-time investments
Your corpus, until retirement.
Two phases, building the corpus, then living on it.
- Invest for 10 years
- ₹30,543/mo, +10% a year
- Corpus at retirement
- ₹1.07 Crores
- Corpus the income needs
- ₹1.07 Crores
- Withdraw for 15 years
- ₹1,00,000/mo
Explore other calculators, for every money decision.
Retirement planner: accumulation + withdrawal in one view
Accumulation + withdrawal in one view
Retirement planning is a two-phase problem: building a corpus (accumulation) and then drawing from it (withdrawal). This planner helps you estimate either the SIP needed to support a desired monthly retirement income, or the monthly income your current plan could support within a Zomint-style goal plan.
You can also add planned lumpsum contributions in specific years to reflect bonuses, ESOP liquidity, or other expected cash inflows.
Illustrative only. Projections use standard compound growth and assume each instalment is invested at the start of its period. Actual mutual fund returns vary with market conditions, and past performance does not guarantee future results. Mutual fund investments are subject to market risks; read all scheme related documents carefully before investing. Retirement income is assumed to be withdrawn monthly at a constant return, before tax and inflation. Zomint's director, Shavir Bansal, is an AMFI-Registered Mutual Fund Distributor (ARN-321107).© 2026 Zomint Tech Pvt Ltd. All rights reserved.