A mutual fund portfolio built for your goals.
Zomint helps you choose suitable mutual funds, build the right mix for your goals and review it as markets and your needs change, with an expert team looking after it.
AMFI-registered Mutual Fund Distributor, ARN-369496. Investments remain in your name.
Your portfolio, in one view
Illustrative allocation only. The actual mix depends on your goals, timeline and risk.
Personalised portfolio
Built around goals, not a generic fund list
Dedicated wealth manager
One person who knows your goals
Continuous monitoring
Funds and allocation checked all year
Quarterly review
Clear progress and recommended actions
Buying a fund is easy. Managing a portfolio is not.
An app can show you thousands of schemes. It cannot decide what your goals need, which funds work well together, or when your portfolio should change.
Which funds should you choose?
Past returns alone do not tell you whether a fund is consistent, expensive, risky or suitable for your goal.
Are your funds actually different?
Owning many schemes can still mean owning the same stocks again and again. That adds clutter, not diversification.
Who checks the portfolio later?
Markets move, fund managers change and goals get closer. A portfolio needs review after the first investment.
Every fund has a job. We start with the goal.
We do not start by asking which scheme is popular. We start with what the money is for, when you need it and how much risk your finances can take.
Understand your goals
We review income, expenses, current investments, upcoming needs and what each investment needs to achieve.
Decide the right asset mix
We divide the money between equity, debt, gold and cash based on the goal's timeline and your ability to handle market falls.
Select the mutual funds
We compare funds on consistency, downside risk, cost, portfolio quality, fund manager record and whether the investment style is being followed.
Invest and keep checking
We help execute the SIP or lump sum, then monitor the funds, asset mix and goal progress. Every transaction still needs your approval.
Different funds for different jobs.
The final mix depends on your goals. These are the main types of funds we may use, not a recommendation to invest in every category.
Equity funds
Invest mainly in shares of companies. They can help with long-term growth but can rise and fall sharply.
Often used for goals many years away
Debt funds
Invest in government and company bonds. Generally used when stability and income matter more than high growth.
Often used for shorter or income-focused goals
Hybrid funds
Combine equity and debt in one scheme, reducing the need to manage two separate holdings.
May suit investors seeking a balanced approach
Gold funds
Provide exposure to gold without buying, storing or securing physical gold.
May help diversify the overall portfolio
Global funds
Invest outside India through international equity funds and fund-of-funds structures.
May add geographic and currency diversification
Mutual funds are market-linked. Values can fall, and no category guarantees returns or protects capital.
Your family invests separately. We plan it together.
Parents may need regular income, children need education money and you may be building retirement wealth. We manage these as connected goals, not unrelated accounts.
One family wealth plan
A single view of goals, investments and upcoming needs
You
Wealth creation, retirement
Spouse
Long-term goals, tax planning
Parents
Regular income, capital stability
Children
Education, future milestones
One consolidated view, goals planned together, one review for everyone. Each person's folios, PAN and ownership remain separate, so decisions do not conflict.
We do not disappear after the SIP starts.
Your portfolio is checked through the year. You receive a formal review every quarter and hear from us sooner when something important needs attention.
What we monitor
Technology checks the portfolio. The investment team decides whether a change is actually required.
Goal progress
Are you investing enough and staying on schedule?
Asset allocation
Has market movement changed the planned mix?
Fund-level changes
Manager, portfolio, cost or performance concerns
Your quarterly review
A simple conversation about what happened, how your portfolio is doing and what, if anything, needs to change.
Q1
Goals and SIPs
Q2
Funds and returns
Q3
Risk and allocation
Q4
Tax and next year
A recommendation, not an automatic trade
We explain what should change, why it matters and the expected impact. Nothing moves without your approval.
Begin with your goals and current investments.
Already invested? You do not need to sell everything and start again. We first understand what you have, then recommend only the changes that are needed.
Build through SIPs
Build wealth gradually with automated monthly investments.
- SIP amount linked to each goal
- Portfolio spread across suitable funds
- Annual SIP increase planning
Invest available money
Put surplus money to work with a planned allocation and deployment approach.
- Immediate or phased investment
- Asset allocation before fund selection
- Liquidity needs considered
Review current funds
Bring funds held through banks, apps, AMCs or another distributor.
- Overlap and concentration check
- Underperformance review
- Keep, stop or switch plan
Research across leading AMCs.
We compare eligible schemes across fund houses. A familiar brand alone is never the reason to recommend a fund.
AMC names are shown for illustration and do not imply endorsement. Final recommendations depend on suitability and research at the time of investment.
Start with a clear review of where you stand.
Share your goals and existing mutual funds. A Zomint expert will explain what is working, what needs attention and how the portfolio can be organised.